Dallas Auto Insurance - How Ted Saved Money

This is a story about Ted Lopez who is a Business major at the Univ. of Texas (UT). Ted his a junior at UT, and he is in the market to upgrade his mode of transport from a street bike to a new Cadillac STS. Ted just met another student, Madison, which lives miles from his residential area, and he wants to ask CityFemaleFirstname out. He's going to need a car for that.

There exists a slight problem though. He has enough bucks to buy the Cadillac STS, but because he is only 21, he knows that even the most unrivaled insurer's rate for a coverage policy is going to cost a substantial amount of cash every year. Ted attended a 'Financial Planning' class earlier in the year taught by Prof. Daniel Perry where the professor covered marvelous ways for teens to save bucks by using Local Dallas Insurers' Auto Insurance Discounts.

Ted Begins His Search For Reliable Information on Auto Insurance Discounts

So Ted decides to search online for trustable information on Dallas automobile insurance discounts. So he instantaneously grabs his Apple PowerMac and sits down on his bed. Then he draws a blank.

He tries to think about the best place to go to get information on the subject. Almost immediately, he has an epiphany. He opens up is Safari internet browser and navigates to Lycos.com. His first attempt is to search for the term "cheap auto insurance in dallas texas tx", but after perusing the listings he decides that a more appropriate search term for Lycos.com is "auto insurance Dallas Texas TX discounts".

Curiously enough, the very first listing on Lycos.com is for a site named www.getaquote.com. He instantaneously clicks on the link, and a page appears with a walnut-colored car logo in the top-right corner, and a huge buckskin box with the text: Get Your Quote Now By Entering Your ZIP Code! "What!", he thinks to himself. "This website is just attempting the archetypical sales process, and I won't get any trustworthy info here."

Ted Finds Success With Lycos.com: The Dallas Chamber of Commerce Website

Feeling a bit irked, Ted tries to remember what was covered in the 'Financial' class he attended with Prof. Daniel Perry. He vaguely remembers the professor stating that the comprehensible first place to look for bright info is the Dallas, Texas Chamber of Commerce website. Because of the fact that the Chamber of Commerce's writers/researchers are unbiased, the information found on the site can be deemed more trustable.

Ted quickly hits the Browser 'Back' button which returns him to Lycos.com. For his next query he punches in "Dallas Chamber of Commerce", and on the returned page he click on the first link, which takes him to page which (to his relief) brings up a page with no unrivaled advertiser ads, which of course makes him feel that the site is more trustable than a website which focuses on obtaining his bucks. Ted surfs through a site a bit, and after just a few minutes finds a link to the Texas Department of Insurance website. Ted clicks on the link, and he is taken to the Texas Govt. site. He immediately thinks "Amazing!"; he is joyful because he feels like his search is finally getting somewhere. He quickly eyes an Internal SITE SEARCH box, and enters in a search for "Dallas automobile insurance discounts". On the page that comes up he clicks on some links that appear with a buckskin-colored link on the SEARCH PAGE.

Significantly enough after only 25 minutes of research via the Search links, he is able to come up with a few super automobile Dallas insurance discounts that are applicable to Teenagers. Here is what Ted finds:
1. Distant-student Discount
2. "Occasional Driver" Status Discount
3. Good Grade Discount for Teenagers
4. Distant-student Discount
5. Good Grade Discount for Teenagers

Now How Does Ted Find Reliable Agents? - He Uses the Dallas Yellow Pages Auto Search Query

Ted thinks out loud: "Now I need to find Dallas automobile insurers." He remembers Prof. Perry stating that the best-in-class method for preserving cash was by getting multiple quotes - experts recommend at least 4 to 5 marvelous ones from Dallas automobile insurers.

Ted returns to the Lycos.com Search page, and queries a search for "us auto insurance services dallas", but is a bit turned off because the results returned seem implausible. He instantaneously recalls an earlier success he had finding Dallas automobile insurance companies by using the Dallas Yellow Pages-Auto Insurance website, and lucky for him he conserved the link in his Favorites folder; he clicked the links and a list of Agents' phone numbers came up. He thought it better to connect with an agent over the phone (versus online) so he could discuss which teen Coverage Discounts that the insurer offered.

Curiously enough, most insurance companies do not offer the ability to apply for Teenager Discounts on their online quote applications, so the best-in-class choice was to talk directly with an agent over the phone.

Sweet Success - Ted Saves Some Money

Within a week, Ted gets quote application emails back from all the Unrivaled agents he applied to. To see just how much money the teen discounts ended up preserving him, he asked each insuring agency to provide him with 2 quotes: one quote price using the Teenager discounts, and one quote without using the super discounts. With one insurer the price difference was $274! With another insurer it was $397! "Totally Awesome!" he exclaimed out loud. "I am sure glad that I decided to execute experienced, bright shopping tactics in my search for Dallas automobile insurance.