blockhead's Blog

Traditionally, life insurance companies solicited men as the main breadwinners in a family to ensure, that they had adequate life insurance coverage.

Now, times have changed, but the statistics on women show that great percentage of American and Canadian women carry no life insurance. And those that do have a policy, carry about half as much coverage as men do.

Most modern U.S. and Canadian households are dual-income households. If you are married, especially if you have children, would your husband be able to afford the family style of living if you were to pass away? If you are single, who would assume the burden of paying for your final costs if you were to pass away? This may fall to your parents, who are also likely to be living on a fixed income. Many single women, especially those with children, may be on a tight budget and feel they can't afford life insurance. However, they may be surprised to know that a 30 year old healthy woman can purchase a $250,000 10-year term life insurance policy for $12.00 a month. If you are a healthy 50 year old, that does not mean it is too late to buy affordable life insurance; your cost for the same policy as above would only be about $37.00 a month. If you have children, it is especially important to make sure they will be taken care of if anything were to happen to you.

Studies show that nearly six out of ten women in Canada are living on their own by the time they are 85. In addition, women generally outlive men by an average of six years. If you have adequate life insurance coverage, dependents will be able to continue their lives and standard of living. That way they only have to deal with the grief of your passing, instead of any financial burdens incurred by it.

Women need life insurance protection to ensure that whoever survives them will be provided with available capital. Term life insurance has always been one of the most cost-effective ways for both men and women to protect their loved ones. Compare term life insurance rates and policies today and see how affordable peace of mind can be.

Ivon T. Hughes, The Hughes Trustco Group Ltd.

Online Insurance Broker - Get a FREE Quote TODAY!

Tel: (514) 842-9001 Email: info@trustco.ca Web: http://www.hughestrustco.com

article source: adzines.com

I Am Really Worried About The Future
By Graham Harris

I am really worried about the future. I am 54 years of age, my daughter, who I have brought up on my own since she was two, is about to start university, my mother isn’t getting any younger, my pension fund is not going to produce what I expected and I feel the future is going to be a really lonely place. These were the thoughts of a friend of ours who came to stay with us recently. The thoughts of an overworked, stressed, caring, dedicated professional woman.

So what is the answer? All the feelings expressed by Sue are real and none are going to go away with a drop of the hat. So what can be done?

The conversations we had together started with her thoughts. We have a choice between quality thinking and quantity thinking. When Sue drops into quantity thinking, like here, she generates many useless thoughts that swirl around in her head making her tired, and reducing her self respect. The problem is that the world rewards quantity thinking. It makes us think that we have to be in control all the time. Makes us feel inadequate if we don’t cover all the bases.

The alternative is quality thoughts. With good quality thoughts we recognize our greatness and what is possible in life. We get to experience happiness and self respect.

During our conversation we asked Sue: what was she good at?

What qualities did she admire in herself?

What did she think were her greatest successes in life?

What are her particular strengths that she could depend on now and in the future?

In quality thoughts she was giving love, and attention to herself. She was not telling herself any lies. She was just refocusing her thoughts. You don’t have to think of a number of thoughts to uplift you, one quality thought has the power to uplift you in a second

The next killer is our tendency to pass judgement on others. To focus on another’s shortcomings and the urge to criticise and correct others. When we think negatively about other people all the time it makes our mind and body really heavy and restricts our thinking. When we start thinking about the personality of others we overshadow our own true personality. And gradually, we begin to resemble that other personality, including their defects. By letting people go from our mind, we lift all restrictions of thinking, and release our original qualities again. Our mind becomes light and we can use all our talents with confidence.

The third problem Sue brought with her was the tendency not to let go of the past. Sometimes, especially when we feel down, we remember every single thing that happens; we hold on to past memories and interactions and constantly revise them in our minds. Due to overwork, Sue was acting just like a frightened young bird: holding on to a branch or small twig. Too frightened to let go and fly again. The secret to overcome this behaviour is to use the method of the full stop. When you feel life is getting on top of you treat life the same as a novel. By this we mean. When you write and come to the end of a sentence you apply a full stop to show you have completed that part and wish to continue again. The same with life. When you start to replay all your recent experiences in your head. STOP. APPLY A FULL STOP. Start a new paragraph. The incidents have passed. There is absolutely nothing you can do about them now. So let them go. Start again with a clean slate. On reflection Sue realised that she does this at work. As the last client leaves the building a new one is now sitting in front of her and Sue is able to give her all her attention. By living in this way, in the present, with practice you can easily let go of any negative feelings about people or situations that surround you.

Gradually Sue began to relax, open up and acknowledge that she wasn’t really worried about the future. She had just allowed her negative thoughts and tiredness to change her view of the world. All she needed was to find a way to breakthrough her way of thinking and see what was really there. As Sue said as she was leaving, “I just needed to give my head a wash”.

Graham and Julie

To improve your intuition, initiative and energy levels please go to:http://www.desktop-meditation.com

Article Source: http://EzineArticles.com/?expert=Graham_Harris
http://EzineArticles.com/?I-Am-Really-Worried-About-The-Future&id=28122

More Common Ideas About The Female Orgasm
By Gabrielle Moore

As you know, there are hundreds of myths about the female orgasm. But, the question is: are they all true? Of course not!

Here are some of the most common myths:

Myth 1: Women take longer to reach orgasm than men.

This is a common myth which has not been supported by research. The reason people believe this is that they don't understand the female arousal pattern. Women's arousal patterns are much different than men's and, as a result, they are physically prepared for intercourse later than men are.

The time from optimal arousal to orgasm is pretty much identical for both men and women. The difference is in how long it takes to reach that level of arousal. Because men often don't know how to help their partners get to that point, it does seem to take longer. Once that's changed, however, men find their partners reach orgasm more quickly and even have multiple orgasms in quick succession.

Myth 2: Women should only reach orgasm through vaginal intercourse.

This is definitely not true but it's a myth that has caused us to take women's sexual needs for granted for a long time. This myth actually started with Sigmund Freud, the developer of psychoanalysis, who had recognized that women could easily reach orgasm through clitoral stimulation. Freud dismissed this type of stimulation as juvenile and believed it was important for women to become more sexually mature by focusing only on vaginal stimulation to reach orgasms.

The problem is that the vagina was not designed for orgasms. It does not have the concentrated nerve endings that one finds in the clitoris or in the head of a penis, for example.

As a result of Freud's determination, women who could not reach orgasm through vaginal intercourse were considered to have some type of psychological impairment. All sorts of methods were devised in an attempt to “liberate” women from their reliance on the clitoris for sexual pleasure.

Only in recent decades has society begun talking openly about the women's right to enjoy sex and to reach orgasm in whatever manner worked for her.

Myth 3: Only women fake orgasms.

Even though this article is about female orgasms, I think it’s important for both men and women to realize that orgasms are not going to happen during every sexual encounter. About one-fifth of men admitted that they have faked an orgasm with a partner. Their reasons for faking are the same as women's: they don't want their partners to be disappointed.

Orgasms don't always come easily in a partnership. Sure, when we masturbate we can probably get off every time because we know our bodies and we know what works. Our sexual partners have to learn these things over time and, most importantly, with our help.

Again, faking orgasms is not the answer for either sex. It just complicates the issue and prevents both partners from having a truly fulfilling sexual encounter.

So, bottom line: don’t believe all myths you hear or read! You can please women with the best orgasms if you understand how the female body works!

Gabrielle Moore is an expert in female orgasms. She is founder of http://www.FemaleOrgasmRevealed.com

Article Source: http://EzineArticles.com/?expert=Gabrielle_Moore
http://EzineArticles.com/?More-Common-Ideas-About-The-Female-Orgasm&id=241934