jagadish's Blog

December 18, 2007

Money market funds are one type of mutual fund that provides investors with immediate availability of their money, while offering a better return than some alternatives. These funds hold large quantities of short-term securities, some of which mature daily. This allows the funds to keep their share price stable, with slight changes from day to day.

Money market funds are good as short-term investments or in situations where you may want to preserve the value of your investment while earning some income. Money market funds are a useful part of any diversified portfolio, giving you liquidity and yield.

In addition to competitive yields and safety, money market accounts may also offer cash management services such as check writing and automated sweeping of cash balances to and from brokerage accounts.

An investment in money market mutual funds is neither insured nor guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency. Although the money market mutual funds seek to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the Funds. Money market funds are sold by prospectus only. The prospectus contains complete details about each fund, including risk, charges, expenses, and should be read carefully before you invest or send money

earnonline, money, making

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Classic Everest Base Camp Trek

November 08, 2007

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mountain, climbing, rock, climbing

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Guide to insurance buying

October 25, 2007

Homeowners insurance can vary tremendously both in coverage and in price. Select a company based not on price alone, but on service quality. Each company is unique. But, there are a few ways to ensure you get the most for your insurance dollar. Before you buy: Consider homeowner's insurance before you purchase a home to save between 5 and 15 percent. Some insurance providers discount property coverage if your home is close to a fire hydrant or in a professional rather than volunteer fire district. If the electrical, heating and plumbing systems are less than 10 years old, your coverage could be less. If you live in a brick home (for those on the East coast), you're less prone to wind damage. If you live in a wood-framed home (if you live near earthquake faults), you are less prone to quake damage. Flood and earthquake damage protection is not covered in standard homeowner's insurance and could run up to $500 per year depending on the location of your home. Shopping around: Use the competitive, side-by-side benefits at GoApply.com to quickly and easily compare companies, coverage and fees. Other ways to comparison shop are through the yellow pages, consumer guides, your state insurance department or friend and family recommendations. Increase your deductible: Your deductible is the out of pocket expense you pay toward a loss before the insurance company begins coverage. The higher your deductible, the more you are responsible for. Most companies recommend at least a $500 deductible. If you increase your deductible to $500, you may reduce your premium up to 12 percent. Increase it to $1,000, and save up to 25 percent. Ultimately, you could increase your deductible to $5,000 and save up to 37 percent depending on which insurance company you use. This is a chance, obviously, as you will have to pay this fee out of pocket should anything occur. Term life insurance:

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Guide, to, insurance, buying, cheap, insurence

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Google AdSense Tips

October 20, 2007

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adsense, tips, tricks, and, support

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5 Simple Tips To Increase Adsense Income

October 20, 2007

Adsense is probably the most popular PPC (Pay-Per-Click) advertising available to blogs. More blogs use Adsense than proper punctuation!

I read a lot of other blogs, forums, and articles about bloggers that simply hate Adsense. Why? BECAUSE THEY DON’T KNOW HOW TO USE IT EFFECTIVELY! They trash Adsense because of their lack of success (lack of research would be a better phrase)… even though it generates TENS OF THOUSANDS OF DOLLARS monthly to those that know how to use it correctly.

Adsense 101 is out the door. Let’s really learn how to make some money with Adsense!

1. Learn to blend your ads.
Learn to use colors effectively. The idea is to make the ads appear to be a natural part of your site. Don’t be the guy/girl that uses the lime green text on an orange background because he thinks that it “catches the eye”. It Does! It catches the eye long enough to feel nausea coming on.
Never use the “border” option! If you use a border, are you really blending your ads? It’s kind of like building a prison for your ads using a 2px line as bars. Using a banner just screams “Here are my ads. Don’t look at them!”
Don’t ever segregate ads. Don’t put them in their own section of the page. Don’t have 9 affiliate buttons followed by an Adsense banner. How effective is it for advertising if you throw all of your ads in one section of your sidebar? Why have them at all? This advertising strategy (or lack thereof) causes what’s referred to as “link-blindness”. If people can easily spot your ads as soon as they find your site, they learn to avoid them. And never… ever… put them all by themselves at the bottom of the page. FACT: Most readers never make it to the bottom of your page!

2. Put your ads in high profile areas.
Use the Google “heatmap” (pictured below) to help you determine where the best spots are to place Adsense code. The best area is right above content. The orange areas are hot zones, the yellow is mild, and the white is ice cold
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adsense, adsensetips, increase, income

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