trillionzc's Blog

Keen Google Adsense affiliates will quickly notice that not all traffic they receive at their Adsense site is click-happy traffic.

There will be times when a very high percentage of the traffic received at the Google affiliate site will end up clicking on the Adsense ads displayed. There will be other times when hardly a soul will click on any of the ads.

Closer examination will usually reveal a fascinating and yet obvious fact. And that is the more tightly targeted the traffic, the more clicks you will tend to receive.

This simply means that it is very possible to receive a fraction of the traffic that another site receives, but simply because of how tightly targeted your traffic is, you could easily end up receiving many more clicks and much higher Adsense earnings. There are even cases where the other site may have three or four times the kind of traffic that your site has and yet you will enjoy more clicks and much higher Adsense earnings.

This clearly illustrates the fact that many webmasters and blog owners quite often end up receiving a large percentage of curious rather than interested visitors. In a way this cannot be avoided because most search terms will hardly produce results that are anywhere near 100 per cent accurate. In fact search results and the improvement of search results is at the center of the current fierce and ongoing battle between leading search engines.

While curiosity is a powerful marketing tool that can be used to get visitors to click more at your Google affiliate Adsense ads ads (see other article by this author- direct to webcontent blog) this strategy will hardly work when a vast majority of the visitors you attract to your site are not really interested in the subject at hand. Yet many webmasters keen on receiving high traffic for the sake of high traffic have often used tactics that tend to trick people to make their way to their sites. This strategy hardly makes sense and the Google affiliate Adsense program illustrates this fact rather brutally.

So how does a Google affiliate site attract highly targeted traffic? It is important that before even embarking on the mission of attracting targeted traffic, that you ensure that your site or blog is tightly targeted at a certain audience and that your content clearly reflects this. This is the only way that you will be able to attract the sort of Adsense ads that will be of interest to your visitors. A common mistake with many is to have a site that is just too general which also attracts Adsense ads that are too general.

One of the most effective ways of ensuring or guaranteeing targeted traffic to your site or blog is to give your visitors a sneak preview of your contents. Let them read sample articles of what they will find at your site. The way to do this is to distribute your articles to high traffic article directories and sites. These sites will publish your articles free and will also include your resource box at the bottom which will give details about you complete with the url to your site or blog.

Some folks will read your article and not visit your site. Which is okay because what should really matter to you is receiving targeted traffic. Actually only a small fraction of the people who read your article will end up at your site, but the good news is that the people who do end up at your site will be very interested in what you have to offer and will tend to spend a long time at your site. This is the sort of traffic that any webmaster or blog owner would easily kill for.

Of course there are other factors that are important for you to achieve success here. For example your content will have to be very well written. This need not be expensive if you are hiring an online writer as we have various low cost options that will give you quality content.

Whatever you need to do will be well worth the effort because using this method, the visitors whom you end up with at your site will tend to continually and perpetually click at your Adsense ads. Cuasing your Adsense earnings to rise steeply. Which is exactly what you want to happen. But then there is plenty more you can do to increase your volume of visitors and ultimately the clicks at your sites and your Adsense revenue.

For insurance companies, deciding how much to charge any given individual for life cover is all about calculating the level of risk involved in insuring them. Insurance companies assess this risk by taking medical histories and collecting information about lifestyles, physical health and other factors. Looking after your health, therefore, is one of the best ways of reducing the cost of life cover-and the smoking habit is one of the single biggest lifestyle factors that drive the cost of insurance up.

The Higher Cost of Life Insurance

The average smoker will pay at least 40% more for life cover than they would if they were a non-smoker. Some insurance companies are more forgiving than others, but depending on the company you choose, you could pay up to 55% more for your life insurance. Being a smoker affects all forms of life and health based insurance, including critical illness cover and income protection.

Quitting cigarettes can amount to huge savings on your life insurance premiums. For example, a 35 year old male smoker with a policy benefit of £100,000 might pay £19 per month for the cover, whereas a non-smoker might pay only £10. Over twenty years, the non-smoker pays £2,400 for their life cover, while the smoker pays £4560 - that's an extra £2160 over twenty years. That may not seem like much, but when you consider that the average British smoker spends £1,500 a year on cigarettes, quitting smoking for any reason adds up to sizable savings and lower insurance premiums are the icing on the cake.

Getting your Premiums Reduced

If you're currently a smoker paying these astronomical prices for life cover, you can still reduce your premiums to a more affordable level. Most life insurance companies require that a smoker who has recently quit must remain a non-smoker for a full year before requesting an evaluation of their premium to take their new non-smoking status into account.

Don't think you can fool your insurance company into thinking you're a non-smoker when you haven't given up, however. Ex-smokers who want to switch to a non-smoking premium rate will have to fill out a new application form, go through another medical exam, and relate their recent medical history as well. Your insurer may even request that you take a cotanine test to prove your non-smoking status. Any false information invalidates the policy, and as with all types of insurance, absolute honesty is the only way to go.

Take the Opportunity to Shop Around

Remember that if you decide to have your status as a non-smoker evaluated to reduce the premiums on your current policy, this will be a good time to shop around and see if you can find an even better policy elsewhere. The best savings might not even be with your current insurance provider, and you might be able to save even more money by checking out your options.

Interestingly enough, kicking a smoking habit can even save you money on your home insurance. With more than half of home fire claims attributable to cigarette-related causes, non-smokers can save on home insurance premiums, too.