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Thousands of students are searching online for student loan solutions but often don't realize the obvious when it comes down it it.

Have you ever tried to live like you were getting less than minimum wage at work, so that you could maximize your savings? You can then continue making the minimum payments on your loans and then when you have enough saved switch over your payment plan from having say 5-6 more years of monthly payments to having just 2 months of payments and pay it off in 2 months. (I saved for 1 and a half years for that moment). I didn't live unhappily, I just saved as much as possible.

The feeling of paying off a loan, and owing your money to no one but yourself, is the greatest feeling IN THE UNIVERSE! Keep at it and you'll have the loans off your agenda in no time!! Student loan solutions don't always have to come from a school guidance counselor. Just check up on your spending. It can make a huge difference.

But, also consider that paying the minimum amount means you end up paying SIGNIFICANTLY more in the long run. So try paying a little over - not much, but enough to make a difference of several hundred dollars in the long run.Reserve the option of only paying the minimum for those times when you're so bad off that you have to call home and ask for help making rent.

If you can set up automatic payment direct, do it. It's easier than remembering to check your snail mail for a bill, and then remembering to pay that bill and mail it in on time. Also, make a note ahead of time of the mailing address to send a check in case you need to, if the paper bill doesn't show up for some reason.

During some of the time between finishing college and finishing paying off my college loans, I enrolled in grad school for a little while. During that time I qualified for a deferral making payments on my undergrad loans, which was handy.

You can also get a part time job by working online doing affiliate marketing. But you need to get training and you need to be careful of where you get that training because there are a lot of sharks out there ready to take even more of your precious pennies. I recommend Wealthy Affiliate University if you are going to consider working part time online.

There are thousands of student loan solutions but they will only become solutions if you act on them and start taking small steps. Break things down into bite sized pieces which will help you to take small steps, so that huge impending loan is not too much for you to handle.