How to Take Your Student Loan Out of Default.

I have decided to write a free step by step article to help you take your student loan out of default today.

Step 1.

Find out who your student loan holder is (this will make it much easier and smoother for you).

Step 2.

Look on the Internet for the William D. Ford Program. This program can assist you to take your loan out of default. Then if you need to go back to school and get financial aid you can.

Step 3

Call the number listed here is some information you can use, remember to ask for the William D. Ford Program.

The links below allow you to go directly to the consolidation applications on the Direct Consolidation Loan website. The interest rate on a consolidation loan is based on the weighted average of the interest rates on the loans being consolidated, rounded to the next highest one-eighth of one percent. This rate shall not exceed 8.25 percent, and it is a fixed rate that remains the same throughout the life of the loan.

a Electronic Consolidation Application

a Paper Application

Before you proceed, write down our toll-free customer service number, 1-800-557-7392, in case you need technical assistance while completing the application.

For more information visit the loan consolidation website or contact us at: U.S. Department of Education Consolidation Department Loan Origination Center P.O. Box 1723 Montgomery, AL 36102-1723 Phone: 1-800-557-7392 TDD: 1-800-557-7395 Hours: Mon-Fri 8am to 8pm

Step 4

Relax, Now don't you feel better?

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