Are you in need of cash fast? Perhaps an unexpected bill just occurred and you're a little short on money this month to cover it? If your credit cards are maxed out, what are you to do?

Go ask a friend or a relative for money? That can lead to all sorts of problems. But if you own a car (or van, truck or a SUV) you might be eligible for one of the easiest loans to get.

If you own a car without any loans against it, you may be able to get a Car Title Loan. What are car title loans? It's a loan where you use the value of your car to secure a loan. Unlike a payday loan or a credit card, car title loans are known as a secured debt. By placing the loan against the value of your car, you can borrow money easily.

It works like this. A lender will usually loan you about half the wholesale value of your vehicle. The minimum car value they accept is about $4000. This means the lender can loan you up to $2000 against that value. If your car is worth more and if you income can support a higher loan, you can possibly get one.

Getting a car title loan online is very easy. Instead of having to go from bank to bank filling out forms or going through the yellow pages to find a loan, you search for a car title loan on the Internet. Find one you like and you can fill out your application online to save time and its much more convenient this way.

What you will need to submit to a lender is the following. First the title to the car must be free and clear of any loans. Next you will need to show the lender that you have the car insured. You need to have a valid drivers license also. After that tell the lender where you work, your income and how long you have been at your job. The last thing to do is to describe the car to the lender, the make, model mileage and condition. Most of this can be handle with you never leaving the house. In some case you can get a loan in under an hour using an online car title loan.

So there it is, a quick and easy way to get shot term cash for those unexpected bills.