Drivers Travelling Abroad Urged To Check Policy

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UK motorists looking to drive their vehicles whilst abroad on holiday are advised to take extreme caution before driving off.

Such is the advice given by Sainsbury’s Car Insurance which states that unless drivers take steps to make sure that they have adequate insurance cover before leaving to go on a foreign driving holiday then they could be faced with costly repair bills. According to the company, just under a fifth (17 per cent) of holidaymakers are planning on taking their vehicle overseas during the next year. Overall, France was indicated as being the most popular destination for a foreign driving holiday, with some 4.58 million drivers planning to take their cars to the European country over the next year. Meanwhile, 1.89 million are set to visit Ireland, with 1.7 million going on a trip to Germany. Spain, Italy and Belgium were also considered to be sought-after locations for drivers.

Additionally, it would appear that holidaymakers are looking towards a comprehensive journey, with about half of all those travelling overseas foretelling they will drive for more than 1,000 miles while away, meanwhile 19 per cent are predicting to drive between 501 and 1,000 miles.

However, before setting out to hit the road for Paris, Rome, Berlin or any other European destination, Sainsbury’s Car Insurance not only advised drivers to get fully comprehensive car insurance but also to get iin contact with their insurer to let them know of their intentions to go away before they travel. It was reported that although many insurers provide cover for driving on the continent, policyholders are required to notify them that they are going to do this. If this is not done, Sainsbury’s said drivers may well find their cover reduced to only incorporate third party, fire and theft.

For those people who fail to ensure that they have an adequate policy whilst on their holiday abroad it it is entirely possible that they have to dip into their own pockets in order to fund the cost of repairs to their vehicle following a breakdown, accident or theft. This could well impact on their ability to manage loans, credit cards and mortgage repayments upon their return back home.

To lower the chances of getting into difficulties whilst abroad, the company advised motorists to plan their route carefully and to check the motoring laws for the countries that they will be driving through. Additionally, checking tyre pressure and brake fluid levels before departing was also recommended.

Joanne Mallon, car insurance manager for Sainsbury’s, reported: "When going on holiday, most people will remember to take travel insurance but we are concerned that some motorists are overlooking the need to ensure that their car journey is fully covered. Having an accident anywhere is bad enough but when abroad it can be compounded by a lack of local knowledge; to then find that the other party’s damage is covered, but not your own, is surely a blow worth avoiding."

Those consumers looking for an useful way to finance a trip abroad may discover that getting a personal loans is recommended. And for those looking to buy a car to take to the road for an adventure holiday abroad, a cheap loan may not only help with purchasing a vehicle but also to get a comprehensive insurance policy. Getting a loan for the means of getting a car could also be recommended, as a recent Experian study showed 20 per cent of males are willing to go overdrawn just to get a set of wheels.

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