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Added July 03, 2008
 prosperity
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to prosperity
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An automobile insurance expert (along with her comical dog Muffin) explain how to save money when you buy car insurance for your auto.
Tips for Saving Money on Automobile Insurance (auto or car insurance:
1) Raise your deductibles, which are the amounts you pay out of your pocket before your insurance policy pays an moreAn automobile insurance expert
(along with her comical dog
Muffin) explain how to save
money when you buy car
insurance for your auto.
Tips for Saving Money on
Automobile Insurance (auto or
car insurance:
1) Raise your deductibles,
which are the amounts you pay
out of your pocket before your
insurance policy pays
anything. For example, raising
your deductibles from $100 to
$500 will reduce your premiums
by 10% to 20% and raising it
to $1,000 will save 25% to
30%. It may pay to absorb the
cost of fender-benders
yourself.
2) Drop your collision and
comprehensive coverage if you
have an older car. If your car
is not worth much, why pay a
premium for repairs on a
vehicle you will probably
replace if it's badly
damaged?
3) Comparison shop. Do not
assume that all insurance
companies charge the same
rates. You can save from 30 to
50% just by comparing costs.
You can get free quotes
online, from insurance
Companies, and Independent
Agents which are people who
represent several insurance
companies.'
4) Drive Safely. Accidents can
greatly increase your premiums
or the insurance company can
cancel your policy at your
next renewal. Also avoid
traffic tickets since these
can increase your premiums for
up to 3 years.
5) Have a good credit score to
lower your rate. Insurance
companies may use your credit
score in determining the risk
you pose and the premium you
pay..So, it pays to borrow
wisely and consistently repay
your debts on time.
6) Before you buy your next
new or used car, check into
insurance costs. Cars that are
expensive to repair or that
are favorite targets for
thieves have much higher
insurance costs
There are other discounts such
as:
â?¢ being at least 25 years
old
â?¢ taking a driver education
course
â?¢ driving for recreation
only
â?¢ driving low miles per
year
â?¢ multi-car discount
â?¢ and being a long time
customer
Make sure your insurance
company is giving you these
discounts. Shop around again
in a couple of years because
rates are always changing. I
hope these tips help you to
lower your auto insurance
costs.
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